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  • in Finance
  • 1 min read

College is a Stock Option

Recently I came across Professor Andrew Lo's MIT OCW videos on Finance theory on youtube. In the video talking about stock options, he used the analogy of thinking of higher education as a option, or a call option to be exact. You paid tuition as premium. At the end of the 4 years, the degree may earn you a job with a good starting salary, just as the value of the option become as the stock price hit the strike price. The most you can lose is the tuition aka option premium.

This is a pretty compelling point to counter the catch all "College is a scam" trend that is floating around social media nowadays. College is an option but not a guarantee, you can lose your premium if you don't pick the right stock. You will also need to put extra effort in college, as compare to an option.

Aspect Higher Education Stock Options
Investment Tuition, time, and effort to gain knowledge, skills, and credentials. The premium paid to acquire the option.
Potential Benefit Higher lifetime earnings, career mobility, and personal growth. Unlimited profit if the stock price moves favorably.
Risk Losing tuition and time if the education is not leveraged effectively. Loss of the premium if the stock price doesn’t move favorably.
Effort Required Active participation (studying, internships, networking) to realize the benefits. None after purchase; value depends solely on market movements.
  • in CLI
  • 1 min read

toolbag

After putting this off for a while, I decide to combined all the frequently used tools in a single Command Line tool so I don't have to memorize the commands that I've developed.

i.e. type toolbag on the terminal then press Enter and it will remind me of what tools I have.

For example, downloading youtube videos 

toolbag ytdl --url [Youtube URL]
More tools coming up:
- Stocks download and analysis
- ROS data visualization and analysis

Source: toolbag

  • in Flask
  • 1 min read

Command Hub (cmdhub)

I always wanted to build a minimal workflow automation UI where you have some predefine buttons which execute certain commands that you define in a text files. There are existing tools such as Jenkins and Rundeck that offer similar capabilities. However I'd like something custom to my need in a compact format, i.e execute commands/python scripts, display the text output all in 1 page.

To get started I asked ChatGPT to give a directory structure of such application using Flask and HTML/Javascript. I gotta say it got very close to what I need after a few hours of iterations. I'm too knowledgable in HTML and Javascript, but ChatGPT help me tremendously by saving time to google search.

Source: cmdhub

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After this, I feel the prospect of generative AI world is exciting yet scary. At this pace, when will machines replace human in white collar jobs ?

ML on the weather news channel

I came upon a news video talking about weather forecast and the effect of Machine Learning on the speed and accuracy of ML compared to traditional weather model (I'm guessing numerical physics model). I gotta say I'm quite impressed by how popular ML is getting especially getting a piece on the news.

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The ML model is also found to outperform the conventional models. However ML model does require more data.

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Source: How AI is chaning the game for weather forcasting

Github: Graphcast

  • 1 min read

Blogging start

I want to start logging what I've learned and observed over time. My future self looking back at this may be interesting. =)